Instant Info – Mortgage Advances by Buyer Type

In the absence of publicly available data from UK Finance and delays in publication of the FCA’s Mortgage Product Sales Data, we have constructed our own estimates of quarterly mortgage activity by first-time buyers and home movers.

It is simply the total value of mortgage advances to each group from the Bank of England’s MLAR data (table 1.33)* then divided by the average mortgage advance to each group from the Regulated Mortgage Survey published by ONS (table 15).

We have tested it against other data sources and it appears to accurately reflect mortgage activity but should only be relied upon at your own risk.

*make sure you use the aggregated data containing both regulated and non-regulated data near the bottom of the sheet.

PeriodFirst-Time
Buyers
Home
Movers
Q1 200783,050151,547
Q2 200795,588181,995
Q3 200797,804191,359
Q4 200780,625156,193
Q1 200853,22095,627
Q2 200855,73299,778
Q3 200845,43478,520
Q4 200839,04363,248
Q1 200929,69446,864
Q2 200943,54871,260
Q3 200955,52193,229
Q4 200962,823102,826
Q1 201040,63869,602
Q2 201048,64584,375
Q3 201053,85796,338
Q4 201048,31181,539
Q1 201137,22561,671
Q2 201146,74175,637
Q3 201152,40991,519
Q4 201152,08384,805
Q1 201249,67968,883
Q2 201246,02077,398
Q3 201252,67885,036
Q4 201255,96182,205
Q1 201345,83364,678
Q2 201355,88681,184
Q3 201367,42697,392
Q4 201372,20198,132
Q1 201463,26279,729
Q2 201473,72092,099
Q3 201476,529101,620
Q4 201472,82691,716
Q1 201556,74868,855
Q2 201569,64681,920
Q3 201580,27699,852
Q4 201583,75397,373
Q1 201667,22389,572
Q2 201679,82878,987
Q3 201686,13292,052
Q4 201685,09489,110
Q1 201774,86779,692
Q2 201785,91491,663
Q3 201791,096103,662
Q4 201791,13699,845
Q1 201875,60178,360
Q2 201886,88188,047
Q3 201891,404101,850
Q4 201893,52999,590
Q1 201974,32878,242
Q2 201984,59087,471
Q3 201994,358100,434
Q4 201992,44598,854
Q1 202075,72476,530
Q2 202046,58644,826
Q3 202078,46782,672
Q4 2020