DATA: ONS reported CPI rose 3.8% in year to Sep 2025
They report “Transport made the largest upward contribution to the monthly change in both CPIH and CPI annual rates”.
DATA: Rightmove reported UK asking prices fell 0.1% in year to Oct 2025
They report (PDF) “The number of new buyers contacting estate agents about homes for sale, and the number of new sellers coming to market in the full month of September were both down by 5% compared to a year ago” but “looking at 2025 year to date, new buyer demand is up by 2% compared to the same period in 2024, while the number of new sellers coming to market is up by 5%”.
DATA: Nationwide reported UK house prices rose 2.4% in year to Oct 2025
They report “October saw a slight rise in the rate of annual house price growth to 2.4%, from 2.2% in September”.
DATA: Halifax reported UK house prices rose 1.9% in year to Oct 2025
They report (PDF) “October saw the biggest monthly rise in UK house prices since January this year, with the value of the average UK home increasing by +0.6%” and “Northern Ireland continues to post the strongest rate of annual property price inflation” while “London and the South East saw prices fall slightly in October on an annual basis, by -0.3% and -0.1% respectively”.
DATA: Zoopla report UK house prices rose 1.3% in year to Sep 2025
They report (PDF) “Budget uncertainty is prompting buyers to ‘wait and see’, leading to the first annual decline in sales agreed in two years” and “Buyer demand is down 8% compared to last year and sales agreed are down 3% as activity cools – more notable in higher value markets”.
DATA: HMLR/ONS reported UK house prices rose 3.0% in year to Aug 2025
They report “Average UK house price annual inflation was 3.0% (provisional estimate) in the 12 months to August 2025, down from the revised estimate of 3.2% in the 12 months to July 2025”. They also report “Of the English regions, annual house price inflation was highest in the North East, where prices increased by 6.6% in the 12 months to August 2025. London was the English region with the lowest annual inflation, where prices decreased by 0.3% in the 12 months to August 2025”.
DATA: ONS reported private rents rose 5.5% in year to Sep 2025
They report “In England, private rents annual inflation was highest in the North East (9.1%), and lowest in Yorkshire and The Humber (3.8%)”.
DATA: Rightmove reported asking rents rose 3.1% in year to Q3 2025
They report “The average advertised rent of homes outside of London rises again in Q3 2025 to a new record of £1,385 per calendar month”. They also report “The number of available homes to rent is now 9% higher than this time last year” but this is “still 23% below this time in 2019, it’s the closest to pre-pandemic levels of supply for four years”.
DATA: BoE published quoted mortgage rates for Oct 2025
The average quoted rates at 75% loan-to-value for a two-year fixed-rate mortgage increased slightly to 4.22% from 4.19% the previous month. The average revert-to-rate was unchanged at 6.78%.
DATA: BoE published effective mortgage rates for Sep 2025
The data shows the average rate on new advances (house purchase and remortgage) was 4.20%, down from 4.27% the previous month. The average rate on outstanding balances was unchanged at 3.90%.
DATA: BoE reported 65,944 approvals for house purchase in Sep 2025
The number of seasonally adjusted mortgage approvals was 1.5% higher than the previous month and 0.5% higher than one year ago. They were just 1% lower than the pre-pandemic average. The number of approvals for remortgaging was 19.3% higher than last year.
DATA: HMRC reported 95,980 residential transactions in Sep 2025
This was 1.1% higher than the previous month and 3.7% higher than a year ago.
DATA: MHCLG published Energy Performance Certificates for Q3 2025
The number of new build EPCs is a good leading indicator for net additions. The latest data shows the number of new build EPCs in the year to Q3 2025 was 201,220 – 0.7% higher than the 199,869 recorded for the previous quarter.
DATA: ONS report on the energy efficiency of housing in England & Wales
They report “Homes in England had a median Energy Performance Certificate (EPC) score of 69 (Band C), while homes in Wales had a median EPC score of 68 (Band D)” and “New dwellings are gradually increasing in energy efficiency in England, going from a median score of 82 in the five-year period to March 2013, to 84 in the five-year period to March”.
DATA: MHCLG published English indices of deprivation 2025
They report “Overall, 82% of neighbourhoods that are in the most deprived decile according to the IMD25 were also the most deprived according to the IMD19”.
DATA: MHCLG published Council Taxbase in England 2025
The data, based on the VOA’s 10th Sep 2025 snapshot, shows “there were a total of 25.8 million dwellings as of 10 September 2025, an increase of 142,000”. However, as we’ve previously noted, there are backlogs in new dwellings being registered so this figure is not currently reliable as a net change in housing stock.
DATA: MHCLG published statutory homelessness in England 2023/24
The annual releasee “provides a written narrative of high-level picture of statutory homelessness in England and includes statutory homelessness assessments, and activities under different duties to combat homelessness, and use of temporary accommodation”.
DATA: UKF published buy-to-let lending data for Q2 2025
They report “In Q2 2025 there were 49,590 new buy-to-let loans advanced in the UK, worth £8.8 billion” and “This was relatively flat compared with the same quarter in the previous year, down 2.6 per cent by number”. They also report “The average gross buy-to-let rental yield for the UK in Q2 2025 was 7.26 per cent, compared with 6.9 per cent in the same quarter in the previous year”.
DATA: Scottish Gov published Housing Market Review Q3 2025
The bulletin collates “a range of previously published statistics on the latest trends in the Scottish housing market”.
DATA: Scottish Gov published Landlord Register data for Sep 2025
The number of registered landlords was 2% lower in Sep 2025 when compared to the same month last year while the number of registered properties was 0.3% lower.
DATA: Scottish Gov published Short Term Lets licensing stats
They report “There were at least 38,040 applications for a short-term licence received by local authorities as of end June 2025, of which 36,594 were validated applications”.
DATA: Financial Market Expectations For BoE’s Bank Rate
The chart provides a summary for the expected future level of Bank Rate based on daily data. The One Year figure was 3.43% on the 5th Nov compared to 3.63% on the 6th Oct.
DATA: New Build Energy Performance Certificates, England
This chart provides a summary of the number of EPCs on new build properties, a useful leading indicator for net additions. The 52-week rolling total was 209,111 for the week commencing 27th Oct, higher than the 208,779 the previous week.
POLICY: BoE MPC maintained Bank Rate at 4.00%
“At its meeting ending on 5 November 2025, the Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate at 4%. Four members voted to reduce Bank Rate by 0.25 percentage points, to 3.75%.”
POLICY: Renters’ Rights Act received Royal Assent on 27th Oct
MHCLG published a guide.
POLICY: Awaab’s Law came into force on 27th Oct
“New laws are now in force protecting social housing tenants from emergency hazards and damp and mould” and “The changes are a lasting legacy to Awaab Ishak”.
POLICY: Scottish Parliament passed the Land Reform Bill
It “grants greater protections for tenant farmers and small landholders and safeguarding fair compensation should they be removed from their holding” and “will give Ministers powers to split up landholdings of over 1,000 hectares when being sold, provided that it is in the public interest to do so”.
POLICY: Welsh Government’s Bill to regulate holiday lets
The Development of Tourism and Regulation of Visitor Accommodation (Wales) Bill will provide “the legislative framework for a licensing scheme for visitor accommodation in Wales, starting with self-catering accommodation”.
POLICY: MHCLG announced emergency London housebuilding measures
The “Package for London includes time-limited planning route to get more spades in the ground, temporary levy relief for developers, new powers for the Mayor to review and call-in housing schemes and £322m of initial funding for a City Hall Developer Investment Fund”. MHCLG published a policy note.
POLICY: MHCLG launched Social & Affordable Homes Programme 2026-36
They launched the full details of the programme with the hope it will “give Registered Providers a decade of certainty over the capital funding they will have available to build new, more ambitious housing development projects, and could deliver around 300,000 affordable homes over its lifetime, with around 180,000 for Social Rent”. They also announced Mayors outside of London will be given greater influence over the programme.
POLICY: HMT launched Oxford Cambridge Growth Corridor prospectus
Alongside the prospectus, they announced the reopening of the “Cowley Branch railway line will reopen with new stations at Littlemore and Cowley” and funding for affordable homes, infrastructure and business expansion in Cambridge.
REPORT: BoE published Monetary Policy Report
They report “Reductions in reference rates have passed through to lending rates, supporting a recovery in borrowing” and “An easing in credit supply conditions has also played a role”.
REPORT: BoE published Agents’ summary of business conditions
They report “Contacts report a flat housing market, and that the upcoming Autumn Budget is weighing on confidence. Any increase in activity is unlikely until well into next year”.
REPORT: BoE reported on credit constraints and housing wealth
Their analysis of Help to Buy found “Lowering the down payment requirement can reduce wealth-based barriers to homeownership, but it also raises the share of high LTV loans and may increase vulnerabilities in a downturn” and “that mortgage market interventions not only expand the number of homeowners but also reshape who enters, shifting the composition of new buyers along wealth and income lines”.
REPORT: BoE reported on borrower-based macroprudential tools
They report “Overall, the evidence from implementing borrower-based measures across countries is that they are effective in breaking the loop between household leverage and house prices” but “they have a stronger impact on some borrowers, particularly lower-income, younger or first-time buyers, who are likely to require higher levels of leverage”. This “has further downstream effects on household choices related to job search, location choice, delayed homeownership and susceptibility to income shocks”.
REPORT: HM Land Registry published Strategy 2025+
The strategy outlines “how it will continue working with government, customers and stakeholders to deliver more efficient digital services, expertise and accessible property information to unlock a better, faster and less stressful property market”.
REPORT(PDF): CIH published UK Housing Review autumn briefing paper
The paper “covers twelve different topic areas, several focusing on policy developments under Westminster’s Labour government” and “Three dedicated pages cover specific policy developments in Scotland, Wales and Northern Ireland”.
REPORT: HCLG Committee reported on Land Value Capture
They recommend “The Government must immediately pursue reforms to land value capture”, local authorities should “set a minimum percentage target for affordable housing in their Local Plan”, and “Government must immediately bring forward its [Long-Term Housing] Strategy”. However, I’m not convinced by their opening statement that “Land is typically the largest single expense of any new housing development”.
REPORT: Built Environment Committee reported on New Towns
They have “examined the frameworks and foundations that need to be in place for the Government to be able to begin to deliver this new towns programme: vision and purpose; masterplanning and design; governance and stewardship; and finance and funding”.
REPORT: Scottish Gov and IFS on council tax revaluation and reform
The report “analyses five illustrative reform options, all of which involve properties being revalued based on up-to-date values” and considers the “impacts across different parts of Scotland, on different types of households, and on the rental and sale value of properties”.
REPORT: Scottish Gov and CaCHE on understanding housing affordability
The main recommendation on affordability is that “A maximum of 30% of net income should be accounted for by rent and service charges”, “A minimum residual income should be achieved based on 100% of the After Housing Costs Minimum Income Standard set by Joseph Rowntree Foundation”, and “The household should exceed the UK after housing costs poverty threshold”.
REPORT: Resolution Foundation published Housing Outlook Q4 2025
Looking at Local Housing Allowance (LHA), they report that assuming they will remain frozen until at least 2029-30 is “untenable” and “the LHA freeze looks set to wipe out income gains from other recent policy decisions”. They recommend Government “make LHA uprating in line with local rents annually the rule, rather than the exception”.
REPORT: HBF published State of Play SME housebuilder report
They report 97% of survey respondents thought the Government’s 1.5m target was “either very or somewhat unachievable”. The priorities for action had a “strong emphasis on reducing barriers to entry and improving the operating environment for smaller developers”.
REPORT: Shelter reported on supporting demand for S106
The briefing “calls on government to urgently address the demand-side shortages within the Section 106 (S106) system that are hindering the uptake of social rent homes”.
REPORT: Scottish Land Commission on fairer, greener land taxation
They report contains “lessons from around the world [that] could help Scotland modernise the way it values land and property — strengthening the foundation for fairer taxation to support sustainable public finances, and action on climate change”.
REPORT: Common Wealth launched Green Planning Commission
It is “a multi-year initiative to build the next transatlantic progressive agenda. It will convene leading thinkers and actors in policy and politics to design strategies for fair, rapid decarbonization and solutions to the affordability crisis.”
REPORT: Public First on the value of high quality SuDS
The report “finds that delivering high-quality Sustainable Drainage Systems (SuDS) for all homes projected to be built by 2029/30 would unlock significant environmental, social, and economic value”.
REPORT: Centre for Homelessness Impact on temporary accommodation
The report “provides an overview of the evidence about how to effectively support households with children living in temporary accommodation”.
REPORT: NHF supported and older persons’ housing development survey
The survey found “respondents were very concerned about funding for supported housing, which may cause schemes to close” and “There are significant barriers to developing more supported and older persons’ housing”.
REPORT: RSH published sector risk profile
The Regulator of Social Housing warns that landlords are “spending record amounts to improve the quality of tenants’ existing homes” while “grappling with a weaker housing market, which is impacting on the surpluses that some landlords can generate through the sale of market homes”. This means many are “operating in a low-headroom environment that leaves them very little margin for error”. They also reported on tenant satisfaction.
REPORT: NLA published Homes for Londoners
The report “brings together leading insight and best practice to address one of the capital’s most pressing challenges, the delivery of more public housing” and “outlines six key actions to unlock new capital, streamline planning, empower local authorities, and embed long-term community value”.
REPORT: Localis on balancing risk and opportunity in urban renewal
The report “examines the framework for local investment aimed at driving urban renewal and economic growth in the United Kingdom” and “centres on how local authorities can navigate investment risks and opportunities within a changing policy landscape characterized by a new emphasis on city-regions, empowered mayoral authorities, and a reliance on private finance”.
REPORT: ASI reported on proposed tax reforms
They recommend Government “Abolish Stamp Duty Land Tax”, “Improve the generosity of investment allowances for new buildings”, “Rebalance council tax and business rates so the burden falls more on the unimproved value of land”, and “Removing all Value Added Tax (VAT) exemptions, and reducing the VAT rate”.
REPORT: Onward published Towering Ambitions report
The report “proposes the creation of a new sui generis (use of its own kind) residential building type for young professionals” to create a more affordable version of co-living.
REPORT(PDF): Community Planning Alliance on Greying the Green Belt
The report “exposes the truth behind the grey belt spin”.
REPORT: Knight Frank reported on development land values
They report “Flat land values underscore fragile sentiment as developers await Budget clarity – limited optimism in greenfield locations contrasts with deepening urban stagnation”. They also published reports on student housing and build to rent.
REPORT: Savills reported on development land values
They report “UK greenfield land values remained flat this quarter, bringing annual growth to 0.3%” while “Urban land is under greater pressure, with continuing viability challenges coupled with a drop in developer demand leading to price adjustments across the country, with falls most heavily concentrated in London”.
NEWS: Savills published 2026-2030 house price forecasts
They predict UK house prices will rise 2% next year and 22% over the next five years.
CORPORATE: Watkin Jones published FY25 Trading Update
They report “While market conditions remain challenging and we see timetables being extended on certain transactions, we enter FY26 with a strong pipeline of opportunities” and “Looking ahead to the medium term, the end markets in which the Group operates remain attractive, supported by a structural shortage of rental and student properties and enduring investor appetite. We continue, therefore, to selectively add to our pipeline with good quality assets in undersupplied markets”.
CORPORATE: Foxtons published Q3 2025 Trading Update
They report “Q3 buyer activity in London was slower year-on-year, impacted by deals pulled forward to Q1 ahead of the stamp duty deadline, limited interest rate reductions, and uncertainty around the delayed Autumn Budget”. They also report “Lettings is expected to trade broadly in line with year-to-date trends for the rest of the year” and “Sales is likely to remain subdued for the rest of the year, in particular in the run up to the delayed Autumn Budget which is creating additional market uncertainty and making it more challenging than usual to accurately predict Q4 Sales revenue”.
CORPORATE: ESP published Business and Trading Update
They report “The booking cycle for the academic year 2025/26 has continued to moderate compared to the record levels of recent years, with occupancy standing at 89 per cent (October 2024: 95 per cent)” while “Like-for-like rental growth, representing rooms sold for both the current and prior academic years, is in line with guidance at 4.5 per cent”. They also report “In this year’s booking cycle we have experienced a reduction in the number of Chinese students staying with us and some localised supply and demand imbalances in three cities, being Nottingham, Sheffield and Glasgow, where available rooms account for over five percentage points of lost occupancy”.
CORPORATE: Barratt Redrow published AGM Trading Update
They report “from 30 June 2025 to 26 October 2025” the “net private reservation rate per week in the period was 0.572 (FY25: 0.59), however there was no contribution from sales to the private rental sector and other multi-unit sales (FY25: 0.04)”. They also report “Based on the solid reservation activity we have experienced since the start of the new financial year, our FY26 guidance for total home completions remains unchanged at between 17,200 and 17,800 homes”.
CORPORATE: Vistry published Trading Update
They report “Demand from Registered Providers and Local Authorities has continued to strengthen over the period” and “We have seen a small improvement in Open Market sales rates since the summer, broadly in line with historical trends”. They also report “The Group’s overall sales rate since 1 July is up 11% compared to the same period last year at 0.81 (2024: 0.73), reflecting continued momentum in the second half and strengthening partner demand, with a year-to-date sales rate of 0.85 (2024: 1.02)” and “To support Open Market sales, the Group continues to utilise targeted incentives of up to c. 6% of open market price”.
CORPORATE: Rightmove published Trading and Investor Update
They reaffirmed their guidance for 2025 with “Revenue growth of approximately 9%” and a “70% underlying operating margin”. For 2026 they are expecting “Revenue growth of 8-10%” and “Underlying operating profit growth of 3-5%”.